A car accident can turn your life upside down in seconds. Beyond physical injuries, victims often face medical bills, lost wages, and emotional trauma.
If you were injured in a car accident in Texas, hiring a car accident lawyer could significantly increase the compensation you receive.
In this guide, we’ll explain how much compensation you can get, when you need a lawyer, and why Texas accident claims often settle for higher amounts than many people expect.
Why You Need a Car Accident Lawyer in Texas
Texas follows a modified comparative fault rule, which means your compensation can be reduced if you are partially at fault.
A skilled Texas car accident lawyer can:
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Prove the other party’s negligence
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Handle insurance negotiations
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Maximize settlement value
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Represent you in court if needed
Insurance companies aim to pay as little as possible. A lawyer protects your rights.
Average Car Accident Settlement Amounts in Texas
Settlement amounts depend on injury severity and liability. Here’s a realistic breakdown:
| Injury Type | Average Settlement |
|---|---|
| Minor injuries | $10,000 – $25,000 |
| Broken bones | $30,000 – $75,000 |
| Back/neck injuries | $50,000 – $150,000 |
| Severe injuries | $200,000 – $1,000,000+ |
| Wrongful death | $500,000 – $5,000,000 |
⚠️ Without a lawyer, victims often accept settlements 40–60% lower.
What Compensation Can You Claim?
A Texas car accident claim may include:
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Medical expenses (current & future)
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Lost income and reduced earning capacity
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Pain and suffering
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Emotional distress
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Property damage
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Rehabilitation costs
In serious cases, punitive damages may also apply.
How Long Do You Have to File a Claim in Texas?
Texas has a 2-year statute of limitations for car accident lawsuits.
Missing this deadline could mean losing your right to compensation entirely.
How Much Does a Car Accident Lawyer Cost?
Most Texas car accident lawyers work on a contingency fee basis:
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No upfront fees
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You pay only if you win
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Typical fee: 30–40% of settlement
This makes legal help accessible even if you’re facing financial stress.
When Should You Contact a Lawyer?
You should speak to a lawyer immediately if:
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You suffered serious injuries
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Fault is disputed
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Insurance denies or delays payment
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The accident involved a commercial truck
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A loved one was killed
Early legal action = stronger evidence = higher payout.
Texas Car Accident Laws You Should Know
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Fault-based system – at-fault driver pays
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51% rule – you must be less than 51% at fault
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Minimum insurance – $30,000 bodily injury per person
Understanding these laws can make or break your case.
FAQs About Texas Car Accident Claims
Q: Can I settle without a lawyer?
Yes, but you’ll likely receive much less than you deserve.
Q: How long does a settlement take?
Most cases settle within 3–12 months.
Q: What if the other driver has no insurance?
An attorney can help file an uninsured motorist claim.
Final Thoughts
If you were injured in a Texas car accident, a qualified car accident lawyer can help you recover the compensation you truly deserve.
Time matters—delays can cost you thousands.
Getting legal advice early is often the difference between a low payout and a life-changing settlement.